Terms & Conditions
Acceptance of Terms
The Service is available only to individuals who are at least 18 years old. You represent and warrant that if you are an individual, you are of legal age to form a binding contract, and that all registration information you submit is accurate and truthful. Company may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time. This provision is void where prohibited by law and the right to access the Service is revoked in such jurisdictions.
Rules and Conduct
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a) take any action or (b) upload, download, post, submit or otherwise distribute or facilitate distribution of any content on or through the Service, including without limitation any User Submission, that: (i) infringes any patent, trademark, trade secret, copyright, right of publicity or other right of any other person or entity or violates any law or contractual duty; (ii) you know is false, misleading, untruthful or inaccurate; (iii) is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, obscene, offensive, or profane; (iv) constitutes unsolicited or unauthorized advertising or promotional material or any junk mail, spam or chain letters; (v) contains software viruses or any other computer codes, files, or programs that are designed or intended to disrupt, damage, limit or interfere with the proper function of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any system, data, password or other information of Company or any third party; or (vi) impersonates any person or entity, including any employee or representative of Company.
Additionally, you shall not: (i) take any action that imposes or may impose (as determined by Company in its sole discretion) an unreasonable or disproportionately large load on Company’s (or its third party providers) infrastructure; (ii) interfere or attempt to interfere with the proper working of the Service or any activities conducted on the Service; (iii) bypass any measures Company may use to prevent or restrict access to the Service (or other accounts, computer systems or networks connected to the Service); (iv) run Maillist, Listserv, any form of auto-responder or “spam” on the Service; or (v) use manual or automated software, devices, or other processes to “crawl” or “spider” any page of the Site.
You shall not (directly or indirectly): (i) decipher, decompile, disassemble, reverse engineer or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Service, except to the limited extent applicable laws specifically prohibit such restriction, (ii) modify, translate, or otherwise create derivative works of any part of the Service, or (iii) copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder. You shall abide by all applicable local, state, national and international laws and regulations.
Business Deals: Fundraising and Commerce
Among other things, the Site is a venue for raising contributed and invested money to fund entrepreneurial endeavors (“Deals”). Company allows business owners to list Deals and raise funds from other users (“Funders”).
People Donating to Deals or Purchasing Rewards/Products or Investing in Companies (Funders)
Funders understand that making a contribution to a Deal is charitable in nature and purchasing products offered by business owners does not give Funders any rights in or to those Deals for any profits ultimately derived from or related thereto, including without limitation any ownership, control, or distribution rights, or any rights commonly afforded to the owner of a security and that the business owners shall be free to solicit other funding for their Deals, enter into contracts for their Deals, allocate rights in or to their Deals, and otherwise direct their Deals at their sole discretion. Funders further understand that nothing in this Agreement limits Company’s right to enter into agreements or business relationships relating to Deals. Any contribution made by Funders is irrevocable and Funders shall have no right to a return of their donations/contributions in whole or in part. Business owners must adhere to the legal agreements accompanying any and all sales and equity investments from Funders.
Certain donations/contributions made on the Site may be tax deductible if given to a tax exempt organization as defined by section 501(c) of the Internal Revenue Service (IRS) code. Funders understand that, if you make a contribution to a Deal that is posted by a tax exempt entity as defined by section 501(c) of the IRS code, Company is in no way involved and is not responsible for facilitation of any tax deduction or receipt thereto. Any potential deduction must be dealt with between the tax exempt organization and the Funder directly, outside of Company and Service.
Company shall not be liable for interactions with any organizations and/or individuals found on or through the Service. This includes, but is not limited to, delivery of goods and services, and any other terms, conditions, warranties or representations associated with listings on Company Service. Company does not oversee the performance or punctuality of Deals. Company is not responsible for any damage or loss incurred as a result of any such dealings. All dealings are solely between you and such organizations and/or individuals. Company is under no obligation to become involved in disputes between Funders and Business Owners, or between site members and any third party. In the event of a dispute, you release Company, its officers, employees, Site, Service, agents and successors in rights from claims, damages and demands of every kind, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes of the Service.
Although Company and Service cannot be held liable for the actions of a Business Owner, Business Owners are nevertheless wholly responsible for fulfilling obligations both implied and stated in any listing they create. Company reserves the right to cancel a listing and attempt, in good faith, to refund associated members’ payments at any time for any reason. Company reserves the right to remove a listing for any reason.
Fees and Payments
PPM Funding, LLC does charge fees for certain services, including but not limited to 5% (five percent) of all donations and rewards received from Funders, to be paid by Business Owners to Company through a deduction from funds contributed. The credit card company collects a fee for credit card transactions, usually between 3-5%. If Company increases or decreases its 5% (five percent) fee those who have signed this agreement will maintain the 5% fee.
Company has relations with the Independent Stock Market (ISM) that charges fees for certain equity-related services including a $5,000 fee plus stock for startups needing to consult and help them raise equity capital, and a $15,000 fee plus stock for the consulting, creation, posting, and promotion of a private placement offering and a $150,000 fee plus stock plus $5,000 monthly subscription to list a qualifying entity with its public stock market. Company and ISM may offer additional non-equity and equity services and may change the aforementioned prices.
Third Party Site
The Service may permit you to link to other websites or resources on the Internet, and other websites or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under Company’s control, and you acknowledge that Company is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by Company or any association with its operators. You further acknowledge and agree that Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Content and License
You agree that the Service contains content specifically provided by Company and its affiliate ISM, and that such content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws. You shall abide by and maintain all copyright notices, information, and restrictions contained in any content accessed through the Service. Company grants each user of the Site and/or Service a worldwide, non-exclusive, non-sublicensable and non-transferable license to use and reproduce the content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any content for other than personal, non-commercial use is expressly prohibited without prior written permission from Company, or from the copyright holder identified in such content’s copyright notice. You shall not sell, license, rent, or otherwise use or exploit any content for commercial use or in any way that violates any third party right.
Third Party Intellectual Property Copyright Notifications
Company respects the intellectual property of others, and Company asks its users to do the same. Company may, in appropriate circumstances and at its discretion, terminate the accounts of users who infringe the intellectual property rights of others. Company will remove infringing materials in accordance with the Digital Millennium Copyright Act if properly notified that content infringes copyright.
If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Company’s Copyright Agent with a written notification containing at least the following information (please confirm these requirements with your legal counsel):
(i) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (ii) a description of the copyrighted work that you claim has been infringed; (iii) a description of where the material that you claim is infringing is located on the Site, sufficient for Service to locate the material; (iv) your address, telephone number, and email address; (v) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (vi) a statement by you that the above information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the copyright owner’s behalf.
If you believe that your work has been removed or disabled by mistake or misidentification, please provide the Company’s Copyright Agent with a written counter-notification containing at least the following information (please confirm these requirements with your legal counsel:
(i) a physical or electronic signature of the subscriber/user of the Services; (ii) identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled; (iii) a statement made under penalty of perjury that the subscriber has a good faith belief that the material was removed or disabled as a result of mistake or mis-identification of the material to be removed or disabled; and (iv) the subscriber’s name, address, telephone number, and a statement that the subscriber consents to the jurisdiction of the Federal District Court for the judicial district in which the address is located, or if the subscriber’s address is outside of the United States, for any judicial district in which the service provider may be found, and that the subscriber will accept service of process from the person who provided notification under subsection (c)(1)(C) of 17 U.S.C. 512 or an agent of such person.
You acknowledge that if you fail to comply with all of the aforementioned notice requirements, your notification or counter-notification may not be valid and that Service may ignore such incomplete or inaccurate notices without liability of any kind.
Under Section 512(f) of the Copyright Act, 17 U.S.C. §512(f), any person who knowingly materially misrepresents that material or activity is infringing or was removed or disabled by mistake or mis-identification may be subject to liability.
Our designated copyright agent for notice of alleged copyright infringement is:
Copyright Infringement Group
563 W. 500 S. #420
Bountiful, Utah 84010
Intellectual Property Rights: Business Owners
The Service provides you with the ability upload your content to the Site. Company will not have any ownership rights in your content; however, Company needs the following license to perform the Service. You hereby grant to Company and Service the worldwide, non-exclusive, royalty-free, right to (and to allow others acting on its behalf to):
(i) use, host, display, and otherwise perform the Service on your behalf (e.g., use, host, stream, transmit, playback, transcode, copy, display, feature, market, sell, distribute and otherwise exploit (“Host”) the content, along with all associated copyrightable works or metadata, including without limitation photographs, graphics, and descriptive text (“Artworks”) in connection with the Service); (ii) (and to allow other users to) stream, transmit, playback, download, display, feature, distribute, collect, and otherwise use the content and Artworks; and (iii) use and publish, and to permit others to use and publish, the name(s), trademarks, likenesses, and personal and biographical materials of you and the members of your group, in connection with the provision of the Service. This includes images, voice, and audio and video recordings provided by Business Owner or America’s Real Deal of principles of Business Owners for purposes of promoting and marketing America’s Real Deal on television, online and other media distribution.
To enable Company to Host your content pursuant to the above provisions, you hereby grant to Company and Service the worldwide, non-exclusive, perpetual, royalty-free, sublicensable and transferable right to use, reproduce, copy, and display your trademarks, service marks, slogans, logos or similar proprietary rights (collectively, the “Trademarks”) solely in connection with the Service
Intellectual Property Rights for Users
The Service may provide users with the ability to add, create, upload, submit, distribute, collect, or post (“Submitting” or “Submission”) content, videos, audio clips, written forum comments, data, text, photographs, software, scripts, graphics, documents, agreements, business plans or other information to the Site (collectively, the “User Submissions”). By Submitting User Submissions on the Site or otherwise through the Service, you:
Company does not endorse and has no control over any User Submission. Company cannot guarantee the authenticity of any data which users may provide about themselves. You acknowledge that all content accessed by you using the Service is at your own risk and you will be solely responsible for any damage or loss to any party resulting therefrom.
Company has no special relationship with or fiduciary duty to you. You acknowledge that Company has no control over, and no duty to take any action regarding: (i) which users gain access to the Site; (ii) what content you access via the Site; (iii) what effects the content may have on you; (iv) how you may interpret or use the content; or (v) what actions you may take as a result of having been exposed to the content. You release Company from all liability for your having acquired or not acquired content through the Site. The Site may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. Company makes no representations concerning any content contained in or accessed through the Site and Company and Service will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Site or the Service.
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” AND IS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED. COMPANY, AND ITS DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (i) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (ii) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (iii) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (iv) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE SERVICE IS SOLELY AT YOUR OWN RISK. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Electronic Communications Privacy Act Notice (18 U.S.C. 2701-2712)
COMPANY MAKES NO GUARANTY OF CONFIDENTIALITY OR PRIVACY OF ANY COMMUNICATION OR INFORMATION TRANSMITTED ON THE SITE OR ANY WEBSITE LINKED TO THE SITE. Company will not be liable for the privacy of email addresses, registration and identification information, disk space, communications, confidential or trade-secret information, or any other content stored on Company’s equipment, transmitted over networks accessed by the Site, or otherwise connected with your use of the Service.
IN NO EVENT SHALL COMPANY, SITE OR SERVICE, NOR THEIR DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY WITH RESPECT TO THE SERVICE FOR:(i) ANY LOST PROFITS, DATA LOSS, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER, SUBSTITUTE GOODS OR SERVICES (HOWEVER ARISING), (ii) FOR ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE (REGARDLESS OF THE SOURCE OF ORIGINATION), OR (iii) FOR ANY DIRECT DAMAGES IN EXCESS OF (IN THE AGGREGATE) FIFTY U.S. DOLLARS ($50.00). SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.
Accessing the Service is prohibited from territories where such content is illegal. If you access the Service from other locations, you do so at your own initiative and are responsible for compliance with local laws. Electronic Delivery/Notice Policy and Your Consent
By using the Service, you consent to receive from Company and its affiliated partners all communications, including notices, agreements, legally required disclosures or other information in connection with the Services (collectively, “Contract Notices”) electronically. Company and Service may provide such electronic Contract Notices by posting them on the Company Site. If you desire to withdraw your consent to receive Contract Notices electronically, you must discontinue your use of the Company Site and Service.
Tax and Legal Compliance
In addition to this Agreement, you must familiarize yourself with, and comply with the policies, domestic laws (including common law), state legislation, international laws, statutes, ordinances and regulations regarding your use of the Service including listing and supporting Deals. In particular, you must ensure that your activities, Deals you list, and the balance of your information do not violate any relevant country-based fair trading legislation. Notwithstanding successful conclusion of a transaction, you must ensure strict compliance with any particular formalities which, if not complied with, will either render a transaction void or unlawful.
Business Owners alone, and not Company and not Service and not Site, are responsible for ensuring that the Deal listing and any other activities conducted on the Site are lawful. Business Owners must ensure that they comply with all applicable laws in the United States and all other countries. Business Owners must also ensure that they strictly comply with this agreement and the policies which form part of the agreement.
Business Owners should comply with country, state and federal regulations. Business Owners should be aware that funds raised using Company and Service could be taxable income. It is the Business Owners’ responsibility to declare the funds and comply with local tax laws.